There’s a sale going on in the town now!
According to hubby, there are a few great closeout deals in shindaiwa leaf blowers that have attracted his and his buddies’ attention.
Mmm, I am not sure if hubby should get one!
With his 50% pay cut starting this month, it’s actually wise not to spend money on household items or garden tools that are seldom used.
Maybe he and his buddies can consider buying one and share the tool among themselves.
I have attended all the 1st birthday invitations held in January, hopefully there will be no birthday invitations for the next few months. >.<
You know, whenever there are more than 3 wedding/birthday invitations in a month, all the extra money that should be saved in the emergency fund account has to be spent on buying gifts or giving money gifts.
I don’t know how people with many friends/buddies can survive when there are many invitations in a month. Do you have lots of friends/buddies?
Hubby is in the midst of choosing Proflowers to send flowers to me as my birthday is approaching soon. ^.^
Of course, I will be thrilled to death if he allows me to buy what I want. Well, I mean he can gift me a gift card with denomination of $50 or $100 so that I can buy what I want!
What can I buy with a $50 or $100 gift card?
Don’t you love God? I do. Whenever I am in need of money, He will provide me with more than enough money.
For an instance, I complained about not having sufficient money after giving my sister and her family a treat. Guess what? He provided me with enough money to last until the 28th of this month.
Thank You Lord Jesus for always taking care of me and providing me with sufficient money. Amen.
Instead of wasting my time thinking why the principal hasn’t called me to start work yet or worrying whether I will or will not be employed by the school, I have decided to make full use of my free time by reading more about Forex trading and Forex margin management.
Honestly, I am totally new to Forex, a true global 24-hour marketplace which offers the highest leverage or imposes the lowest margin requirements.
I think it’s going to take a long while before I dare to trade currencies I feel will make good financial returns in the future.
Wow, I would really buy ms70 gold eagles if I really had extra money! @.@
The money I have been saving up is simply too little that the only investment I can think of is mutual fund or fixed deposit. Ha, speaking of FD, the interest rate is simply pathetic!
Are you making enough money to make investment this year? What type of investment are you prone to choose?
Hubby and his buddy have gone to buy some poc carts at the nearby mall. Mmm, it’s been more than 2 hours since they went out!
Let me keep my fingers crossed that he will not spend any of his bonus money at the mall. Please lead him to discuss with me how he will spend the money first. Thank You God. 
Okay, okay, it’s his bonus! So, he can spend it in any way he likes.
Since being placed in a debt management program, I have been paying my credit card and loan debt in time.
Of course, there is a downside. There will be no new credit cards or loans so as I am still in the program. If I am not mistaken, some banks will include my name in their internal Negative Information List that will affect my ability to obtain credit facilities from them in future.
As for payday loans, I am wondering whether I can apply in future. They are said to be available with no credit check at all.
Payday loans are definitely a great option when there are unexpected expenses like car repairs, monthly bills and necessary travel pop up.
What a disappointment! No early pay day for hubby. 
Hubby’s pay day falls on the 28th every month. As it falls on Saturday this month, I thought there would be early pay day today.
I just checked his online savings account and noop, nothing.
Sigh, this means he will get his salary on Monday, that is the 30th! When hubby’s pay day is on the 30th, this means I must rush like hell to make deposits at various banks in one day.